Confidential interview
Fifteen minutes on the phone with an advisor based in Switzerland. We map your income, household, canton and dormant rights.
Every year, nearly one in three Swiss households does not claim the health-insurance subsidy they are entitled to. We recover it for you — in forty-eight hours, without a single form to fill in. Fully free service.
Unclaimed. Unpaid. Because a form must be filled in, a cantonal scale understood, an income proven. We handle it — for free.
Vous ne payez rien. Nonee commission on les subsides récupérés, aucun frais de dossier. Notre modèle s'aligne on celui des courtiers agréés en Suisse : nous sommes rémunérés par les compagnies d'assurance partenaires, comme le prévoit la réglementation FINMA.
Nous n'inscrivons pas de ligne « honoraires » on votre budget. Never.
Nous n'imposons aucun changement. Si un changement is est proposé, c'est parce qu'il réduit votre prime.
Notre statut est contrôlé chaque année. Certification CICERO renouvelable.
Helvetic Assist is not mandated by any cantonal administration. We act as your private representative.
Nous avons réduit la démarche à l'essentiel : un entretien de quinze minutes, une procuration signée en ligne, un dossier que nous portons jusqu'au dernier cachet administratif. Vous ne croisez aucun formulaire cantonal.
Fifteen minutes on the phone with an advisor based in Switzerland. We map your income, household, canton and dormant rights.
We build the file, draft the application per cantonal criteria, and file it with the relevant compensation office.
The subsidy is paid directly by your canton, monthly. We track changes to renew automatically.
A file opened with us reveals, on average, four forgotten benefits. Here are those we most often identify and obtain.
Trois voies existent pour obtenir son subside LAMal : faire la démarche seul via le portail cantonal, passer par un courtier en assurance, ou nous confier le dossier.
| Helvetic Assist | Portail cantonal | Courtier d'assurance | |
|---|---|---|---|
| Cost to the client | CHF 0 · funded by FINMA insurers | CHF 0 · self-managed | CHF 0, but must subscribe |
| Filing delay | 48 hours | Variable · depending on completeness | 2 to 4 weeks |
| Forms to fill | None — single signature | 10 to 15 documents | Insurer + canton forms |
| Ancillary rights identification | Allowances, tax, housing | No — LAMal only | No — insurance focus |
| Forced insurer change | Never | — | Often required |
| Annual renewal | Automatic, included | Your responsibility | Variable |
| 4-language support | FR · DE · IT · EN | FR / DE by canton | FR / DE |
More than 4,800 Swiss households recovered what was owed to them. Three voices among many.
Three years my insurer denied me the subsidy. In one call, they saw what no one had seen. Retroactive payment: 6,420 francs.
You always think you won't get anything, that you earn too much. It's false. I was entitled to a partial subsidy and no one had told me.
Arrived from France last year. They handled permits, tax and LAMal in one week. Alone I wouldn't have known where to start.
These are the questions our clients ask in the first week. If yours is missing, call us — human reply in 2 hours.
Fifteen minutes of conversation is all it takes. We handle the rest. Free, no strings.
recovered, together, more than CHF 10.2 million de subsides et prestations dormantes depuis 2021.