Living in Switzerland?

Cut your
health insurance
by up to
−70 %.

Every year, thousands of Swiss miss out on subsidies. Check your eligibility in 1 minute – free.

Quick reply Free Simple 100 % confidential
The problem

You probably
pay too much.

Swiss residents lose on average several hundred francs per year because they don't know their rights or give up facing the complexity.

01 Premiums

Continuous rise

+4 % in 2026. Health insurance premiums keep rising, disconnected from your actual income.

02 Aids

Unknown

Many cantonal aids exist — but their access remains poorly documented and under-communicated.

03 Procedures

Long and complex

10 to 15 documents to provide, criteria varying by canton, unpredictable deadlines.

04 Errors

Frequent

An incomplete or poorly filled file = rejection or delay. Rejections affect 30 % of unaccompanied applications.

Result: you lose money every month — without knowing it.

Our solution

We take
care of
everything.

One contact, one form, one follow-up. You entrust us with the file — we carry it to the favourable decision.

01 Verification

Your right to subsidies

We analyse your situation and confirm eligibility per your cantonal scale.

02 Building

Complete file

We gather all supporting documents and draft the request in the required form.

03 Optimisation

All your aids

LAMal subsidies + allowances + tax deductions. We maximise the whole, not just one line.

04 Follow-up

Until validation

Reminders, complements, possible appeals. You do nothing — we pilot the file for you.

I want to check my rights
The subsidy in brief

What is
a subsidy?

A subsidy is financial aid from the Swiss State that reduces the cost of your mandatory health insurance (LAMal). It is paid directly to your account by your canton, every month.

Swiss residents — all cantons, all situations26 / 26
Newcomers — from year 1Eligible
Families and singles — per determining incomeEligible
Young 18–25 — in training or employmentEligible
Modest to middle incomes — 1 in 3 households concernedEligible

Each canton, its criteria

Income thresholds and amounts vary by canton. A cantonal expert calculates your exact entitlement.

Up to 70 % reduction

Depending on your situation, coverage may cover a majority of your mandatory premium.

Direct, monthly payment

From acceptance, your canton pays the subsidy monthly — no further steps.

Check eligibility
What you gain

Four immediate
benefits.

Immediate reduction

Lower your monthly premium — up to several hundred CHF per year.

Access to care

Stop sacrificing your health over cost. Consult without second thoughts.

Security if things change

Job loss, income drop: you stay covered and aids adjust.

Accessible to all

Many are entitled without knowing. A 20-second test changes everything.

I want to save now
40 000 people

benefited from subsidies in Switzerland in 2025.
Average savings: CHF 1,500 per year.

Why not you?

Check eligibility
Social proof

They already
saved.

Our clients cut on average 40 % of their premium. Three voices among thousands.

+200 CHF saved per month, I recommend it to anyone still hesitating!

Marie · Genève · Employee

Simple, fast, effective. In 48 hours everything was underway, and three weeks later the subsidy arrived.

Luca · Lausanne · Self-employed

I didn't even know I was entitled. I almost missed out on CHF 1,800 per year.

How it works

Four steps,
zero friction.

From first contact to effective premium reduction, everything is designed to be simple and fast.

01Form

1 minute

Fill out our short form. First name, canton, situation, approximate income.

Free · 60 s
02Analysis

An expert studies

A certified advisor analyses your file in detail: subsidies + ancillary aids.

24 business hours
03Dépôt

We handle everything

We build the complete file and submit it to the relevant cantonal office.

48 h · single signature
04Versement

You save

The subsidy is deducted from your premium. You pay less each month, without any extra action.

4–6 weeks
Test for free
Your estimate

Get your
free
estimate.

Fill in these fields — a certified advisor will contact you within 24 business hours with your personalised estimate.

My information
Secure data · no strings
Reply time
24 business hours
File submission
Within 48 hours
Hosting
Switzerland · ISO 27001
Encryption
TLS 1.3 · AES-256
Commitment
None · 100 % free
Languages
FR · DE · IT · EN
Frequent questions

Your questions,
our answers.

The four questions our clients ask first. If yours is missing, call us — human reply within 2 hours.

How do I apply?
You do nothing. Fill out our form in 1 minute, an advisor calls you, and we handle everything — file building, submission, follow-up, reminders. You sign a single power-of-attorney online.
Am I eligible?
Test for free with our simulator above — 20 seconds is enough. Nearly 1 in 3 households is eligible without knowing: self-employed, families, young, retirees, part-timers, new residents.
What's the timeline?
We file the dossier within 48 hours of receiving your documents. The cantonal decision follows in 4 to 6 weeks. Payment is retroactive to the filing date.
How is the subsidy paid?
The subsidy is paid directly by your canton, typically as a monthly deduction on your premium. In some cantons, payment is made to your bank account. No further steps required.
Last reminder

Stop losing
money each month.

Twenty seconds of simulator. Zero commitment. If eligible, we take over immediately.

On average
1'500 CHF/year

recovered per eligible household.
How much for you?